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Closing costs vs. prepaids: What’s the difference?

Key takeaways When you purchase a house, closing costs are typically paid to your lender…

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These experts say not all debt is bad: Here’s how to make debt work for you

There’s a lot of doom and gloom surrounding the state of credit card debt in…

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Should I draw from my retirement accounts to pay for home improvements?

Key takeaways Borrowing from tax-advantaged accounts may end up costing you more than your original…

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Is It Wise to Convert 10% of My IRA into a Roth Each Year to Avoid Taxes and RMDs?

Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals…

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Financial education survey highlights inequality ~ Credit Sesame

Credit Sesame discusses the results of its May 2024 financial education survey. Wealth gaps between…

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Should Credit Unions Acquire Banks?

OBSERVATIONS FROM THE FINTECH SNARK TANK The question of whether or not credit unions should…

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Small Business Owners Depend on Access to Capital But Struggle to Find Ideal Solution, Study Finds.

LEHI, Utah–July 25, 2024–Today, Lendio released its inaugural State of SMB Lending report. In the…

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4 Ways To Think About Your Financial Independence

Many of us think of financial independence as simply having enough money to retire. But…

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This Dead-Simple Strategy Just Delivered 17% Gains In 5 Days

If you’ve been reading my columns for a while, you’re probably sick of hearing about…

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New FAQs And Legal Updates Impact Embattled New Company Reporting Law

As of January 1, 2024, many companies were required to report information to the U.S.…

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Student loan debt has increased by 430% since 2003 – here’s how to lower your debt

National debts have increased by a substantial amount in the last 20 years, but none…

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Albertsons and Kroger agree to pause merger amid legal, regulatory challenges

Kroger and Albertsons on Thursday agreed to temporarily pause their proposed $25 billion merger while…

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