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The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen
I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for…
A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early
Being financially independent means having enough passive income to cover your essential or desired living…
Understanding the Debt-Service Coverage Ratio
Lenders use the debt-service coverage ratio (DSCR) to determine whether your business qualifies for a…
7 Ways to Spot Student Loan Forgiveness Scams
Student loan forgiveness scams are the worst. It’s bad enough you’ve got student loans you…
29 Minority Small Business Grants
Starting and growing a small business is no easy feat, especially for minority entrepreneurs who…
A Vacation Spending Guide: The True Cost Is More Than You Think
Wondering how much to spend on vacation while being fiscally responsible and still having a…
How to Save Money on Your Electric Bill
Some seasons have us watching the thermostat like a hawk (a super money-conscious hawk). But…
6 Tips for Creating a Customer Base From Scratch
Starting a business is an exhilarating endeavor, but building a solid, loyal customer base is…
7 Employee Retention Strategies Your Business Needs
Employee retention is a top priority for HR and business leaders. As our economy comes…
Personal finance weekly news roundup June 8, 2024 ~ Credit Sesame
Credit Sesame’s personal finance news roundup June 8, 2024. Stories, news, politics and events impacting…
How To Find Small Businesses For Sale
You may have decided to buy an existing business after it popped up on your…
How to Buy a Used Car Right Now
We know what you’re thinking: The used car market is crazy right now! But believe…
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