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A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early

Being financially independent means having enough passive income to cover your essential or desired living…

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The Cost of Christmas Debt

Ahh, Christmas. It comes around just once a year and brings joy and lots of…

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What’s special about credit in 2024? ~ Credit Sesame

Credit Sesame discusses credit in 2024–trends, tools, products, and outlook. Credit remained a cornerstone of…

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What Is Debt? – Ramsey

“What is debt?” You’ve probably heard a lot of different answers and examples and advice…

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Thankful for ACCC: A Client Testimonial

From the very beginning, American Consumer Credit Counseling has been dedicated to two primary goals:…

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Personal finance weekly news roundup November 16, 2024 ~ Credit Sesame

Credit Sesame’s personal finance news roundup November 16, 2024. Stories, news, politics and events impacting…

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What Is a 341 Meeting?

If you’re considering bankruptcy—or if you’ve already filed—then you’ve probably heard about something called the…

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The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen

I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for…

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What Is Credit Consolidation? – Ramsey

Get this: 55 million households are swimming in the deep end of credit card debt.1,2…

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What Is a HEERF Grant?

Have you seen all the headlines about colleges giving out cash to students and wondered…

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