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Understanding the Debt-Service Coverage Ratio
Lenders use the debt-service coverage ratio (DSCR) to determine whether your business qualifies for a…
The Right House-To-Car Ratio For Financial Freedom
After delving into the exorbitant prices of new luxury cars, I've come to the realization…
An Awkward Money Situation Reveals An Uncomfortable Truth
Money is great, but it can also create awkwardness among friends, colleagues, or even strangers.…
What Is Asset Allocation? – Ramsey
There are times in life when you have to make some big decisions. Where to…
Why Venture Capital Funds Beats Investing In Individual Companies
If you want to invest in venture capital, I believe it's more beneficial to invest…
Student Loan Default: What It Is and How to Get Out
Taking out student loans to pay for college seemed like a great idea at the…
May is Older American Month: Budgeting for Retirees
As you transition from the workforce into retirement, managing your finances becomes more crucial than…
What Is a Codicil? – Ramsey
A codicil, you ask? We know. It sounds like some kind of prescription drug. But…
The Psychological Price of Debt: Navigating Financial Stress
It’s no secret that Americans are stressed about their finances. According to the American Psychology…
The debt problem is not caused by inflation alone ~ Credit Sesame
Credit Sesame discusses the causes of the continued consumer debt problem. Consumer debt has continued…
Understanding the SBA Guarantee Fee: A Guide for Small Business Owners
One key aspect that small business owners encounter when applying for Small Business Administration (SBA)…
The Stinginess of Financial Independence: Careful Being Too Cheap
With the New York Times article on Fat FIRE, I've been thinking a lot more…
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