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Why is health insurance so expensive? New laws play a role.

A trip to the emergency room sucks. But sometimes what comes later is even worse—the…

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How One Lucky Financial Break Can Change Everything For Good

I firmly believe that above-average wealth is largely a result of luck. If we fail…

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How to Go From Paycheck to Purpose

Do you feel like you’re settling for a job that doesn’t bring you joy? How…

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U.S. consumer credit trends for 2025 ~ Credit Sesame

Credit Sesame discusses consumer credit trends for 2025 and steps consumers can take to stay…

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What Does Homeowners Insurance Cover?

Ahhhh. Home sweet home. There’s nothing like that feeling after coming home after a long…

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The Santa Claus Rally Phenomenon And Its Origins

The Santa Claus Rally refers to a historically observed stock market phenomenon where U.S. equity markets tend…

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10 Characteristics of Debt-Free Living

Debt-free people are a rare breed . . . especially in today’s world. Just about…

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The consequences of late payments in late 2024 ~ Credit Sesame

Credit Sesame explores how rising debt levels and stricter lending standards intensify the consequences of…

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What Is a Bond? – Ramsey

No, we're not talking about everyone’s favorite martini-drinking spy. We're talking about bonds that are…

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Mega Backdoor Roth IRA: Supercharging Your Retirement Savings

Ever since I started saving for retirement in 1999, I’ve been a proponent of tax-deferred…

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