Personal Finance

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I’m 63 With a $1.6 Million Net Worth and $4,500 in Monthly Expenses. Can I Retire Now?

With a $1.6 million net worth and $4,500 in monthly expenses, retiring at 63 is…

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Brick-And-Mortar Bank Branches Adapt To Meet Consumers’ Needs

In recent years, both banks and businesses have undergone significant transformations. These changes were bolstered…

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What Are The Long-Term Financial Commitments Of Pet Ownership?

Pet ownership is filled with joy, companionship, and a series of ongoing financial commitments that…

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Biden wants to provide homebuyers $400 per month: State of the Union

Citing rising housing costs in his State of the Union address Thursday night, President Joe…

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How to budget in college

Key takeaways The cost of attendance for college is on the rise, but there are…

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Everything you need to know about balance transfer checks

  Key takeaways Balance transfer checks are a way to transfer credit card balances from…

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I’m Selling My House to Downsize for Retirement, and I’ll Net $620k. Do I Have to Pay Capital Gains Taxes?

When you sell your primary home, the IRS allows you to exclude a significant portion…

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401(k) Rollover vs. IRA Rollover

When you change employers, you may be required to roll over your 401(k) funds from…

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Beyond The Crystal Ball: AI’s Controversial Power To Predict Our Death Date

The insurance industry, traditionally reliant on statistical models and actuarial tables, is undergoing a significant…

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Biden Administration Extends Recertification Deadline For IDR Plans

Last week, the Biden Administration announced that borrowers who are on income-driven repayment (IDR) plans…

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