Personal Finance

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I Have $845k in a Traditional IRA. How Can I Reduce Taxes When Converting to a Roth? 

There’s no way to entirely avoid paying income taxes when you convert a traditional IRA…

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5 Minimalist Habits To Achieve Financial Freedom

It’s impossible to ignore the financial benefits of decluttering, downsizing, and owning less. For our…

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Do We Need A Property Tax For Space?

The Biden administration’s Budget of the United States Government, Fiscal Year 2025 contains an outwardly…

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There are now 550 US cities where the typical home value is $1 million or more

Home prices are reaching a peak. Currently, 550 cities in the U.S. have home values…

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National average money market account rates for May 2024

Hero Images Inc/Getty Images A money market account is a type of savings deposit account…

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Mortgage seasoning: What is it and what are the requirements?

Key takeaways Seasoning, for mortgage-related purposes, refers to the amount of time you’ve had funds…

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Not a rewards junkie? That’s OK

This page was originally published in late 2022 and reflects the author’s financial decisions during…

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How to get a $40,000 personal loan: Your best options in 2024

Key takeaways Many personal loan lenders offer $40,000 loans, including local banks, credit unions, online…

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How 401(k) Loans Impact Your Taxes

While borrowing from your 401(k) account can hurt your long-term retirement planning, that’s not the…

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Upskilling: Making AI Work For Companies And Employees

The financial services industry is investing heavily in the technology that makes artificial intelligence work.…

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