Personal Finance

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Why Invest in a Roth IRA?

Unlike traditional IRAs, contributions to a Roth IRA are made with after-tax dollars, meaning that…

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What net worth does one need to be rich in 2024? Here’s what Americans think

It takes more to be viewed as rich in the U.S. this year than it…

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How to get a credit card with no credit history

Key takeaways You can still get approved for a credit card without a credit history.…

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Is the Delta SkyMiles Gold American Express Card worth it?

Key takeaways The Delta SkyMiles® Gold American Express Card is a mid-tier airline credit card…

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What are unconventional personal loans?

Key takeaways Unconventional personal loans are personal loans offered by non-traditional lenders, such as online…

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Kamala Harris Supports Tax on Unrealized Capital Gains: What It Means for Wealthy Households

The Kamala Harris campaign has made one of its first concrete policy proposals this week…

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How to Uncover Hidden 401(k) Fees

Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans,…

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The US added 818,000 fewer jobs this year than originally estimated

The U.S. Bureau of Labor Statistics just reported that the U.S. added 818,000 fewer jobs…

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APR vs. APY: Understanding interest rates

Key takeaways Both APR and APY refer to interest rates but the terms have different…

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Guide to getting your first credit card while in college

Key takeaways Before pursuing a student credit card, check your credit score, carefully research cards…

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