Personal Finance

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1 in 3 Americans maxing out credit cards because of inflation: survey

Economic hardship is causing more people to rely on credit to cover living expenses, and…

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5 things to know before opening a CD

If you’re looking for a low-risk place to invest, you might be considering an account…

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What are the pros and cons of home equity loans? A homeowner’s guide

FG Trade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The benefits of a home equity loan…

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Best credit cards for airport lounge access

kelvn/GettyImages; Illustration by Hunter Newton/Bankrate The airport is usually not an enjoyable place to spend…

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Should I use a personal loan to pay for my child’s private school?

If you’ve considered sending your child to a private K-12 institution and have gotten immediate…

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IRA Early Withdrawal Rules and Penalties

When you deposit cash into your retirement account, it enters a new realm of rules…

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We’re 62 Years Old With $950k in IRAs. Is It Too Late to Convert to a Roth IRA?

Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA.…

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Is Chime Ready For An IPO? It Has More Primary Customers Than Chase

OBSERVATIONS FROM THE FINTECH SNARK TANK Bloomberg reported that Chime, the leading fintech neobank, is…

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The Growing Appeal Of Semi-Retirement

Semi-retirement goes by many different names: partial or phased retirement, second career, and so on.…

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Investment Income Can Be Tricky At Tax Time—Here’s What You Need To Know

The majority of taxable income in America comes from wages and salaries—typically, those numbers are…

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