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Personal Finance
How to prepare for FHA appraisal requirements
The Good Brigade/Getty Images Key takeaways An FHA appraisal assesses your home’s market value and…
I Worked Two Jobs in 2023. Can I Get a Tax Credit for Paying Too Much in Payroll Taxes?
If you paid Uncle Sam more than his fair share in payroll taxes in 2023,…
Mortgage rates barely budged this week as more listings flood the market
Mortgage rates this week have held steady for the most part. Rates for 30-year mortgages…
Emergency fund amount: How much should you have in emergency savings?
Images by GettyImages; Illustration by Hunter Newton/Bankrate When unexpected expenses arise, having an emergency fund…
Closing costs vs. prepaids: What’s the difference?
Key takeaways When you purchase a house, closing costs are typically paid to your lender…
These experts say not all debt is bad: Here’s how to make debt work for you
There’s a lot of doom and gloom surrounding the state of credit card debt in…
Should I draw from my retirement accounts to pay for home improvements?
Key takeaways Borrowing from tax-advantaged accounts may end up costing you more than your original…
Is It Wise to Convert 10% of My IRA into a Roth Each Year to Avoid Taxes and RMDs?
Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals…
Should Credit Unions Acquire Banks?
OBSERVATIONS FROM THE FINTECH SNARK TANK The question of whether or not credit unions should…
4 Ways To Think About Your Financial Independence
Many of us think of financial independence as simply having enough money to retire. But…
New FAQs And Legal Updates Impact Embattled New Company Reporting Law
As of January 1, 2024, many companies were required to report information to the U.S.…
Student loan debt has increased by 430% since 2003 – here’s how to lower your debt
National debts have increased by a substantial amount in the last 20 years, but none…
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