Personal Finance

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This Week In Retirement Planning: Social Security, Index Funds, And Bonds

For the past four years, I've sent out a free, comprehensive retirement newsletter every Sunday.…

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IRS Suffers Another Defeat Related To Civil Penalties In Tax Court

The IRS suffered another defeat in the U.S. Tax Court focused on civil penalties and…

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The unemployment rate barely rose, but only 175,000 jobs were added in April

The U.S. added 175,000 jobs in April, according to the Bureau of Labor Statistics Employment…

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What is the Federal Reserve’s balance sheet?

Key takeaways The Federal Reserve uses its balance sheet during severe recessions to influence the…

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How the Federal Reserve affects HELOCs and home equity loans

The Federal Reserve’s interest rate decisions influence the rates you pay for variable-rate home equity…

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Merchant category codes: How to earn more cash back

Key takeaways While credit card issuers use merchant category codes to classify businesses, you may…

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Can I get a loan with a 550 credit score?

Key takeaways Shopping around can help you find lenders catering to subprime borrowers. Consider using…

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What Is a Mega Backdoor Roth Conversion?

Retirement savers typically use a mega backdoor Roth conversion, in addition to a backdoor Roth…

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4 Things Small Businesses Should Consider In Today’s Economy

The increasing complexity of the current economic environment can be overwhelming for business owners, and…

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It’s Tax Time – How Does Your State Rank In Total Tax Burden?

Taxes are complicated and your individual taxes are based on multiple factors such as income,…

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