Personal Finance

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The 800 credit score: What it means, why it helps and how to get one

Key takeaways A credit score of 800 or above is considered excellent and comes with…

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6 Unexpected Retirement Expenses You May Face

Unexpected expenses could creep up in retirement and put your nest egg at risk. These…

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Not setting aside funds for retirement early enough ‘biggest’ financial regret for Americans: Bankrate

Setting aside funds for retirement is important – and 22% of U.S. adults reported not…

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Bump-up CDs: What they are and how they work

Key takeaways Bump-up CDs allow you to raise your interest rate at least once during…

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Capital One Venture X authorized user perks

Key takeaways The Capital One Venture X Rewards Credit Card grants authorized users an impressive…

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Pros and cons of credit-builder loans: Will one work for you?

eclipse_images/Getty Images Key takeaways A credit-builder loan helps borrowers improve their payment history — and…

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I’m 55 With $1.2 Million in My 401(k). Should I Pivot to Roth Contributions?

Building up some retirement savings in a Roth account when you already have a significant…

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Fed interest rate cuts won’t help your credit card debt

Wall Street and Main Street are ready to usher in the fall season with the…

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Custodial Roth IRA: How and why to start a Roth IRA for kids

When it comes to financial planning for the next generation, custodial Roth IRAs stand out…

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College students: Enjoy these student card benefits

Key takeaways A student credit card works the same as other credit cards except it’s…

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