Personal Finance

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A guide to foreign transaction fees

Key takeaways Foreign transaction fees are surcharges paid by credit card holders on international transactions.…

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We’re 62 With $1.1 Million in 401(k)s. Should We Convert $100,000 Per Year to Avoid RMDs?

Converting 401(k) funds into Roth accounts can reduce or eliminate the need to take Required…

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Could Trump Repeal PSLF And Other Student Loan Forgiveness Plans?

With questions swirling about the future of President Joe Biden’s candidacy for reelection, there is…

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Today’s mortgage rates plummet for 15- and 30-year terms | August 2, 2024

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below,…

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5 ways to save for an unexpected job loss

Key takeaways Build an emergency fund so you’ll be prepared in the event of a…

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How to request a credit line increase with Capital One

Key takeaways While some credit card issuers will automatically increase your credit limit over time…

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When to Start Saving for Retirement

Determining when to start saving for retirement can have a major impact on your financial…

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Will Gen AI Agents Transform Financial Services?

It’s barely 20 months since OpenAI launched ChatGPT, but in that short time we’ve seen…

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Bucking Anti-DEI Trend, Google Awards Grants To 20 Black And Latino Founders—All Using AI

Venture capital funding for Black-led startups has fallen precipitously. And, in the wake of the…

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The SALT Cap After 2025

Ted Peterson of the University of North Texas Ryan College of Business discusses the SALT…

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