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Personal Finance
Step-Up CDs: What They Are And How They Work
Key Takeaways Step-up CDs come with a calendar of predetermined rate increases that will boost…
5 First-Time Home Buyer Mistakes That Can Cost Thousands Of Dollars
When I was 22 years old, I bought my first home. There was a lot…
What are unconventional personal loans?
Key takeaways Unconventional personal loans are personal loans offered by non-traditional lenders, such as online…
Kamala Harris Supports Tax on Unrealized Capital Gains: What It Means for Wealthy Households
The Kamala Harris campaign has made one of its first concrete policy proposals this week…
How to Uncover Hidden 401(k) Fees
Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans,…
The US added 818,000 fewer jobs this year than originally estimated
The U.S. Bureau of Labor Statistics just reported that the U.S. added 818,000 fewer jobs…
APR vs. APY: Understanding interest rates
Key takeaways Both APR and APY refer to interest rates but the terms have different…
Guide to getting your first credit card while in college
Key takeaways Before pursuing a student credit card, check your credit score, carefully research cards…
Should you use vacation loans to cover travel expenses?
Key takeaways Vacation loans can help pay for a trip's expenses, but they should only…
How to find fixed-rate credit cards
Key takeaways Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that…
What to do when your balance transfer is denied
Key takeaways An issuer may reject your application for a balance transfer credit card if…
Upstart vs. SoFi: Which offers better personal loans?
JGI/Tom Grill/Getty Images Key takeaways Upstart is best for consumers with less-than-perfect credit. SoFi is…
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