Personal Finance

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What happens to a loan if a bank fails? Here’s what to know

Key takeaways If a bank goes bankrupt, your loans will not be affected and your…

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I’m 64 With $650k in an IRA. Should I Start Converting to a Roth to Avoid RMDs?

You can reduce the impact that taxes have in retirement by converting pre-tax savings into…

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You May Be Able To Retire Sooner Than You Think

A recent National Institute on Retirement Security report found that 79% of Americans agree that…

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How To Donate 80,000 Comic Books—And Get A Marvelous Tax Break

Seven decades after he became addicted to Superman, Gary Prebula’s collection of graphic novels and…

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Private student loan interest rates spike for 5- and 10-year loans

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below,…

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There’s now a 100-year CD. Here’s what you should know

One of the latest arrivals on the financial product scene is the 100-year certificate of…

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Extreme weather’s financial impact on drivers and homeowners

Key takeaways Extreme weather is becoming more frequent, with a record-breaking 183 billion-dollar disaster events…

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How to pay off credit card debt

Key takeaways Excess credit card debt can be stressful, and it can prevent you from…

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Applying for a loan online vs. in person: Which is better?

Key takeaways Completing a loan application online can be quicker and provide access to cash…

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Should I Take a $200,000 Lump Sum or $1,850 Monthly Payments for My Pension?

If you have a pension, your employer will usually give you a choice at retirement:…

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