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Loans
What is the APR on a personal loan?
The annual percentage rate, or APR, is one of the most important factors to take…
What happens to a loan if a bank fails? Here’s what to know
Key takeaways If a bank goes bankrupt, your loans will not be affected and your…
Should you use a personal loan to invest and build wealth?
Key takeaways Personal loans are generally free of spending restrictions, so you can potentially use…
How to improve your credit score with a personal loan
Key takeaways Personal loans can boost your credit score by adding to your credit mix…
What you need to know about payday loans
Key takeaways Payday loans are small loans with high fees that typically have to be…
Personal loans vs. home equity loans: Which is right for you?
Key takeaways Personal loans and home equity loans can provide a much-needed source of funding…
Personal loan interest rates in 2023 | Facts and statistics
Personal loan debt in the U.S. reached $210 billion in the third quarter of 2022,…
Average credit score for personal loans
The average FICO credit score in the U.S. is currently 716, according to recent data…
Personal loans for college students: Should you ever consider one?
You may have used federal or private student loans to cover tuition, housing, textbooks, and…
Payday loans vs. installment loans: One is a much better option
Luis Alvarez/Getty Images Payday loans are designed for people with bad credit or little credit…
What’s the average personal loan interest rate?
Personal loans are becoming more popular among people looking to consolidate debt and find lower…
Should you get a personal loan to pay off credit card debt?
In a perfect world, no one would need to take out a loan to consolidate…
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