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APR vs. APY: Understanding interest rates

Key takeaways Both APR and APY refer to interest rates but the terms have different…

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How to find fixed-rate credit cards

Key takeaways Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that…

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Biweekly mortgage payments: What they are and how they work

Brian Goodman/Shutterstock Our writers and editors used an in-house natural language generation platform to assist…

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Survey: 31% of back-to-school shoppers will take on debt to fund their spending this year

Isabella Canales, a 29-year-old living in suburban Dallas, has been deeply stressed about money this…

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Mortgage wire fraud: Don’t send your down payment without first taking this simple step

Tim Myers was about to close on a home in Fort Wayne, Indiana, when the…

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FHA loans: Definition, requirements and limits

Key takeaways An FHA loan is a type of mortgage geared toward borrowers with lower…

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Best no-personal-guarantee business credit cards

A personal guarantee on a credit card makes you personally responsible for all payments and…

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Your guide to Apple Card’s cash back program

Key takeaways The Apple Card offers 3 percent daily cash back on Apple purchases and…

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How to lose money renovating a home

Key takeaways Financing choices significantly impact the overall cost of home renovations. Large-scale, expensive renovations…

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How to get a refund for a fraudulent credit card transaction

SolStock/Moment/Getty Images Key takeaways Suspecting a fraudulent credit card transaction should not be overlooked and…

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