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Homes
How does the Federal Reserve affect mortgages?
Images by GettyImages; Illustration by Hunter Newton/Bankrate The Federal Reserve doesn’t set mortgage rates outright,…
The government banned Navient from servicing federal student loans. What borrowers should know
Navient, once among the largest student loan servicers in the U.S., is permanently banned from…
Is the housing market going to crash? What the experts are saying
Key takeaways Despite today’s high mortgage rates, home prices continue to rise due to a…
What is an interest-only mortgage and how does it work?
Key takeaways Interest-only mortgages let you pay just the accruing interest on your loan for…
How to interview a Realtor: 10 questions to ask
Key takeaways It’s important to interview multiple real estate agents before making a decision on…
What is a 10/1 adjustable-rate mortgage (ARM)?
IP Galanternik D.U./Getty Images Key takeaways A 10/1 adjustable-rate mortgage has a fixed interest rate…
What is the right of redemption? How it works during foreclosure
Key takeaways If you're facing foreclosure, the right of redemption gives you a legal pathway…
What are mortgage-backed securities?
Key takeaways A mortgage-backed security is an investment product that consists of thousands of individual…
How to sell a house by owner in Illinois
andyKRAKOVSKI/Getty Images Interested in selling your home in the Prairie State without the help of…
Small size, big headaches: how to insure a tiny home
Key takeaways Tiny houses may qualify for specialty insurance, RV insurance, mobile/manufactured home insurance or…
What is Ginnie Mae?
Key takeaways Ginnie Mae (the Government National Mortgage Association) plays a crucial, if behind-the-scenes role,…
HO-8 insurance
The Good Brigade/Getty Images Unless you are an insurance agent, you may not know that…
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