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Homes
The Black neighborhood home appraisal gap is real. Can we close it?
Key takeaways There is a racial gap in home appraisals, with homes in Black and…
Should I buy a house now, or wait?
Key takeaways The current housing market is causing many prospective buyers to wait for better…
Homes that can withstand hurricanes, wildfires and other natural disasters
In a sobering trend for homeowners, natural disasters are getting costlier, stronger and more frequent.…
How to get financial assistance after a natural disaster strikes
You never know when a winter storm will hit. And it doesn’t matter whether you’re…
What do builder warranties cover?
When you sign a contract for a newly-built home, the developer or builder usually offers…
High insurance rates push homeownership further out of reach
The headlines about the housing market spotlight home prices, which are falling but still high,…
Closing costs vs. prepaids: What’s the difference?
Key takeaways When you purchase a house, closing costs are typically paid to your lender…
What is PITI?
Key takeaways The principal, interest, taxes and insurance (PITI) comprise your monthly mortgage payment. You…
What is a mortgagee clause?
10'000 Hours/Getty Images Key takeaways Many mortgage lenders require borrowers to have a homeowners insurance…
What happens when you pay off your mortgage?
Luis Alvarez/Getty Images Key takeaways Owning your home free and clear carries both financial and…
Inflation and the housing market: Decoding the latest numbers
The Consumer Price Index (CPI) eased in June, according to the latest figures from the…
FHA 203(k) loans: What they are and how they work
Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA 203(k) loans provide funding to finance both…
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