Homes

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What do builder warranties cover?

When you sign a contract for a newly-built home, the developer or builder usually offers…

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High insurance rates push homeownership further out of reach

The headlines about the housing market spotlight home prices, which are falling but still high,…

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Closing costs vs. prepaids: What’s the difference?

Key takeaways When you purchase a house, closing costs are typically paid to your lender…

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What is PITI?

Key takeaways The principal, interest, taxes and insurance (PITI) comprise your monthly mortgage payment. You…

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What is a mortgagee clause?

10'000 Hours/Getty Images Key takeaways Many mortgage lenders require borrowers to have a homeowners insurance…

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What happens when you pay off your mortgage?

Luis Alvarez/Getty Images Key takeaways Owning your home free and clear carries both financial and…

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Inflation and the housing market: Decoding the latest numbers

The Consumer Price Index (CPI) eased in June, according to the latest figures from the…

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FHA 203(k) loans: What they are and how they work

Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA 203(k) loans provide funding to finance both…

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Best FHA 203(k) rehab mortgage lenders in 2024

You have money questions. Bankrate has answers. Our experts have been helping you master your…

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What property buyers should know about land loans

Looking to buy some land? You have plenty of options, from modest suburban lots to…

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