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Homes
VA loan refinance: What is it and how does it work?
Key takeaways If you have an existing VA loan, you can refinance it to get…
Buying a house with cash vs. a mortgage
Key takeaways Paying for a house in cash can speed up the buying process, lower…
What is a loan-to-value ratio?
Key takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by…
Down payment assistance: How it works and how to get it
Delahaye/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Down payment assistance (DPA) programs provide…
VA loans: What they are and how they work
MoMo Productions/ Getty Images; Illustration by Austin Courregé/Bankrate Our writers and editors used an in-house…
How to avoid mortgage rate lock extension fees
Hero Images Inc/Getty images Our writers and editors used an in-house natural language generation platform…
I’m well into paying off my mortgage. Should I still refinance?
Key takeaways Understanding the reason you want to refinance can help you determine if it’s…
How to prepare for FHA appraisal requirements
The Good Brigade/Getty Images Key takeaways An FHA appraisal assesses your home’s market value and…
What is an energy-efficient mortgage (EEM)and how can it save you money?
Key takeaways An energy-efficient mortgage, or EEM, can help you pay for an energy-efficient home…
How to find a home’s value in 2024
As a homeowner, whether you’re preparing to sell, looking to refinance or just curious how…
FHA closing costs: What they are and how much you’ll pay
Jaskaran Kooner/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA loans come with closing costs, typically…
Getting a mortgage after bankruptcy: What you need to know
Key takeaways You can get a mortgage after declaring bankruptcy, but how soon depends on…
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