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Homes
What is redlining? The history of racism in U.S. real estate
Key takeaways Redlining was a real estate practice in which certain neighborhoods were designated as…
What are homeowners insurance premiums and how do they work?
Key takeaways Homeowners insurance premiums are the amount you pay for your home insurance policy.…
Mortgage seasoning: What is it and what are the requirements?
Key takeaways Seasoning, for mortgage-related purposes, refers to the amount of time you’ve had funds…
Mortgage rate forecast for May 2024: No break for homebuyers
The wind continues to blow in the wrong direction for mortgage borrowers. — Greg McBride,…
What the Fed’s continued rate pause means for homebuyers and sellers
The Federal Reserve is keeping its finger on the pause button. The central bank raised…
How does the Federal Reserve affect mortgages?
Images by GettyImages; Illustration by Hunter Newton/Bankrate The Federal Reserve doesn’t set mortgage rates outright,…
How the Federal Reserve affects HELOCs and home equity loans
The Federal Reserve’s interest rate decisions influence the rates you pay for variable-rate home equity…
Should you buy a second home?
Key takeaways Demand for mortgages for second homes is currently the lowest it's been in…
What is umbrella insurance and how much does umbrella coverage cost?
Our writers and editors used an in-house natural language generation platform to assist with portions…
What is a home insurance binder?
Weekend Images Inc./Getty Images; Illustration by Austin CourregĂ©/Bankrate Mortgage lenders commonly require that borrowers maintain…
What is a loan-to-value ratio?
Key takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by…
Down payment assistance: How it works and how to get it
Delahaye/ Getty Images; Illustration by Austin CourregĂ©/Bankrate Key takeaways Down payment assistance (DPA) programs provide…
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