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What is redlining? The history of racism in U.S. real estate

Key takeaways Redlining was a real estate practice in which certain neighborhoods were designated as…

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What are the pros and cons of home equity loans? A homeowner’s guide

FG Trade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The benefits of a home equity loan…

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The best home loan: how to shop for and compare mortgage offers

Key takeaways By comparing offers from multiple lenders, you’re more likely to find the best…

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Good Neighbor Next Door program: What it is and how to apply

Key takeaways The Good Neighbor Next Door Program offers qualifying buyers a chance to purchase…

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Is the housing market going to crash? What the experts are saying

Key takeaways Despite today’s high mortgage rates, home prices continue to rise due to a…

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What is an interest-only mortgage and how does it work?

Key takeaways Interest-only mortgages let you pay just the accruing interest on your loan for…

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How to interview a Realtor: 10 questions to ask

Key takeaways It’s important to interview multiple real estate agents before making a decision on…

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What is a 10/1 adjustable-rate mortgage (ARM)?

IP Galanternik D.U./Getty Images Key takeaways A 10/1 adjustable-rate mortgage has a fixed interest rate…

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What is the right of redemption? How it works during foreclosure

Key takeaways If you're facing foreclosure, the right of redemption gives you a legal pathway…

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What are mortgage-backed securities?

Key takeaways A mortgage-backed security is an investment product that consists of thousands of individual…

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