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What is umbrella insurance and how much does umbrella coverage cost?

Our writers and editors used an in-house natural language generation platform to assist with portions…

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What is a home insurance binder?

Weekend Images Inc./Getty Images; Illustration by Austin CourregĂ©/Bankrate Mortgage lenders commonly require that borrowers maintain…

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What is a loan-to-value ratio?

Key takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by…

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Down payment assistance: How it works and how to get it

Delahaye/ Getty Images; Illustration by Austin CourregĂ©/Bankrate Key takeaways Down payment assistance (DPA) programs provide…

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VA loans: What they are and how they work

MoMo Productions/ Getty Images; Illustration by Austin CourregĂ©/Bankrate Our writers and editors used an in-house…

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How to avoid mortgage rate lock extension fees

Hero Images Inc/Getty images Our writers and editors used an in-house natural language generation platform…

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I’m well into paying off my mortgage. Should I still refinance?

Key takeaways Understanding the reason you want to refinance can help you determine if it’s…

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How to prepare for FHA appraisal requirements

The Good Brigade/Getty Images Key takeaways An FHA appraisal assesses your home’s market value and…

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What is an energy-efficient mortgage (EEM)and how can it save you money?

Key takeaways An energy-efficient mortgage, or EEM, can help you pay for an energy-efficient home…

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How to find a home’s value in 2024

As a homeowner, whether you’re preparing to sell, looking to refinance or just curious how…

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