Homes

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Buying a house with cash vs. a mortgage

Key takeaways Paying for a house in cash can speed up the buying process, lower…

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What income do I need to afford a $250K house?

If you’re in the market for a $250,000 home, your options may be limited —…

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What is a 3/1 adjustable-rate mortgage (ARM)?

Paul Hamilton/Getty Images Key takeaways A 3/1 ARM is a type of adjustable-rate mortgage. The…

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Pros and cons of a 15-year mortgage

Key takeaways Pros of a 15-year mortgage include paying less in interest over the life…

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Income requirements to qualify for a mortgage

Key takeaways There are no specific income requirements to qualify for a mortgage. To determine…

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What is a 5/1 adjustable-rate mortgage (ARM)?

Our writers and editors used an in-house natural language generation platform to assist with portions…

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Homeowners insurance statistics and facts

If you own a home, it’s important to consider investing in homeowners insurance. A comprehensive…

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Best mortgage lenders of May 2024

Image Source/GettyImages; Illustration by Hunter Newton/Bankrate When you’re shopping for a mortgage, you have many…

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Best VA loan lenders in 2024

You have money questions. Bankrate has answers. Our experts have been helping you master your…

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Experts say the 2024 hurricane season could break records. Here’s how to prepare

The 2024 Atlantic hurricane season is shaping up to be one of the most active…

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