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Debt Relief: American Consumer Credit Counseling Services

The rising cost of living, economic fluctuations, and unexpected expenses can cause debt to quickly…

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Am I responsible for debts from my deceased spouse?

Key takeaways You are responsible for debts if you were a joint borrower, live in…

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Emergency fund amount: How much should you have in emergency savings?

Images by GettyImages; Illustration by Hunter Newton/Bankrate When unexpected expenses arise, having an emergency fund…

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Closing costs vs. prepaids: What’s the difference?

Key takeaways When you purchase a house, closing costs are typically paid to your lender…

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These experts say not all debt is bad: Here’s how to make debt work for you

There’s a lot of doom and gloom surrounding the state of credit card debt in…

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Should I draw from my retirement accounts to pay for home improvements?

Key takeaways Borrowing from tax-advantaged accounts may end up costing you more than your original…

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Is It Wise to Convert 10% of My IRA into a Roth Each Year to Avoid Taxes and RMDs?

Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals…

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Financial education survey highlights inequality ~ Credit Sesame

Credit Sesame discusses the results of its May 2024 financial education survey. Wealth gaps between…

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Should Credit Unions Acquire Banks?

OBSERVATIONS FROM THE FINTECH SNARK TANK The question of whether or not credit unions should…

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Small Business Owners Depend on Access to Capital But Struggle to Find Ideal Solution, Study Finds.

LEHI, Utah–July 25, 2024–Today, Lendio released its inaugural State of SMB Lending report. In the…

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4 Ways To Think About Your Financial Independence

Many of us think of financial independence as simply having enough money to retire. But…

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This Dead-Simple Strategy Just Delivered 17% Gains In 5 Days

If you’ve been reading my columns for a while, you’re probably sick of hearing about…

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