Personal Finance

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This week’s personal loan rates rise for 3- and 5-year terms

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below,…

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Are money market accounts FDIC-insured?

Cavan Images/Getty Images Many banks offer money market accounts as a place to earn some…

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What is a 3/1 adjustable-rate mortgage (ARM)?

Paul Hamilton/Getty Images Key takeaways A 3/1 ARM is a type of adjustable-rate mortgage. The…

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Can a business charge for using a credit card?

Key takeaways Seeing retailers offer discounts for cash payments — or assess fees when customers…

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The easiest loans to get

Key takeaways If you struggle to get approved for a personal loan or need a…

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What Should I Do with My Roth IRA Once I Retire?

Retirement typically means shifting your focus from diligently saving your money over the course of…

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Escaping The Sunk Cost Trap: How Behavioral Economics Can Improve Your Daily Decisions

Sunk cost, opportunity cost, and the endowment effect. You may expect these textbook-weight words to…

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Roger Ver, Known As “Bitcoin Jesus,” Arrested And Charged With Tax Fraud

An indictment naming Roger Ver—known as "Bitcoin Bitcoin Jesus" for his early adoption of bitcoin—has…

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$3 million may be paid to private student loan borrowers ignored by servicer – Here’s who is impacted

The National Collegiate Student Loan Trusts (NCSLT) and loan servicer Pennsylvania Higher Education Assistance Agency…

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How to switch to a new bank or credit union

Our writers and editors used an in-house natural language generation platform to assist with portions…

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