Personal Finance

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What is a loan-to-value ratio?

Key takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by…

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Can you get a business credit card without a business?

Key takeaways It is possible to get a business credit card without owning a business…

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How Much You Need to Save to Retire With $5 Million

Accumulating a $5 million nest will require saving each month somewhere between a few thousand…

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Anchorage Digital Bank Launches Global Settlement Network For Digital Assets

San Francisco’s Anchorage Digital Bank, N.A., a federally chartered crypto bank, primarily focused on trust…

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Strategic Investing: Leveraging Price-Earnings Ratios For Profitable Returns And Growth

One of the most often used metrics for determining a company’s worth is the price-earnings…

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IRS Gives Another Breather To Taxpayers Who Have Inherited IRAs

The IRS is offering a breather for taxpayers tied to certain specified required minimum distributions…

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Mortgage rates are still above 7% and home prices remain high

Mortgage rates increased this week again, marking the second week in a row rates were…

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Bank of America savings bonus

A new account bonus can be the icing on the cake if you’re looking to…

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Down payment assistance: How it works and how to get it

Delahaye/ Getty Images; Illustration by Austin CourregĂ©/Bankrate Key takeaways Down payment assistance (DPA) programs provide…

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No-credit-check loans: What are they and how do they work?  

Key takeaways No-credit-check loans cater to those with low credit scores or a thin credit…

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