Personal Finance

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I Have $850,000 in an IRA and Would Receive $2,800 Monthly from Social Security. Can I Retire at 65?

For many retirees, prudent withdrawals from a wisely invested portfolio combined with Social Security benefits…

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What States Have a Flat Income Tax?

While the federal government applies a consistent tax system to every citizen, states have tax…

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Why Capital One’s $35 Billion Discover Takeover Will Be A Profit Game Changer

If Capital One’s COF $35 billion bid to acquire Discover Financial Services DFS makes it…

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FAFSA Delays Create A Major Problem Of Fewer Completions

The Free Application for Federal Student Aid is the main way for families to access…

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Understanding Your Form 1040

Top tax professionals will tell you that effective tax planning needs to be proactive, not…

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Inflation rises as gas prices and housing costs tick up, leaving Americans concerned

Inflation is up yet again, largely due to rising gas prices and housing costs. For…

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Want to save money on paper checks? Skip your bank

With online bill payment and mobile wallets on the rise, consumers are relying less on…

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How to maximize flat-rate cash back credit cards

Flat-rate cash back credit cards definitely have their advantages — especially for people who have…

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How to write a letter of explanation for a mortgage

Education Images/Getty Images Key takeaways A letter of explanation for a mortgage is a document…

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What’s the average personal loan interest rate?

Personal loans are becoming more popular among people looking to consolidate debt and find lower…

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