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My Dad Left Me $450k in an IRA, But I’m in the 32% Tax Bracket. How Should I Structure My Withdrawals?

There are a couple of different sets of rules around inherited IRAs and you’re subject…

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We’re 62 and Have $1.6 Million in Our 401(k)s. Should We Pivot to Roth Contributions?

By your early 60s, you’ll likely be paying close attention to your finances and retirement…

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This Week In Credit Card News: Lower Late Fees May Hurt In Other Ways

An $8 Credit Card Late Fee Cap Sounds Good Now, But It May Hurt You…

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$336 Million In Student Loan Forgiveness Approved In These 3 States

The Biden administration has been steadily approving student loan forgiveness for millions of borrowers across…

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Don’t Skip The IRS ‘Yes Or No’ Crypto Tax Question On 2023 Tax Returns

There is a lot of talk about crypto investors and tax compliance, but a yes…

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Tax refunds are nearly 29% lower so far this year, IRS data shows

Early tax filers are seeing smaller tax refunds this year. The average refund for the…

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Capital One savings account rates

Image by Adobe Stock; Illustration by Tiffany Herring Capital One is a full-service online bank…

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Current credit card interest rates

You have money questions. Bankrate has answers. Our experts have been helping you master your…

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What Is a Flat Income Tax and How Does It Work?

A flat income tax system is one where everyone is taxed at the same rate,…

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The 5 Worst Retirement Mistakes to Avoid at All Costs

To do retirement right you need a disciplined savings plan, a good understanding of Social…

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